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Andrew Schmidt

Andrew Schmidt

Managing Director, FinTech Equity Research
KeyBanc Capital Markets
Andrew Schmidt leads KeyBanc Capital Markets’ FinTech equity research franchise, analyzing the companies, platforms, and technologies shaping the future of global commerce and financial services. He joined KeyBanc in 2025 after more than a decade at Citi, where he covered FinTech, software, and payments across public and private markets.  
 
Andrew began his career at the U.S. Department of Commerce as a software developer and later as an economist, before moving into finance as a retail equities analyst - giving him a unique perspective on the intersection of consumer behavior, technology, economics, and financial infrastructure.  
 
He holds an M.A. in Economics from George Mason University and an MBA from the Robert H. Smith School of Business at the University of Maryland.