Michelle Prohaska is a risk management and compliance expert who brings firsthand legal knowledge to the regulatory issues of modern core banking and digital financial services. She currently serves as Chief Banking & Risk Officer for Nymbus, a core banking software provider, overseeing contact center and retail banking operations, compliance, fraud, and risk management functions. Previously at RSM US, Michelle worked with over 100 financial institution clients as a regulatory and compliance consultant before she became vice president of risk management at a credit union. Michelle is an attorney and a Certified Regulatory Compliance Manager by the American Bankers Association.