Todd has a long career as a credit professional in specialty sponsorship banks and community banks. In the role of Chief Credit Officer at most of the institutions he has worked for, he brings a vast breadth of experience in both consumer and commercial lending. He has collaborated with dozens of fintechs and non-bank lenders since the late '90s in the creation and management of most types of consumer and SMB credit products. His current role at Stride Bank allows him to be involved in both Stride's community bank credit management functions and in the oversight of the Bank's fintech partnership business lines.