Vick Panwar is a Principal, Global Banking Strategist at AWS. He is responsible for banking market development and business strategy while working closely with financial institutions in their digital transformation initiatives. He works closely with global banks as well as regional, community banking and credit Unions to lead modernization and innovation and how it is enabled through cloud based data analytics and AI Machine Learning. He has been leading several strategic initiatives globally such as fraud and financial crimes, transaction banking, lending using AI and advanced analytics. Prior to joining AWS, he has spent 24+ years in financial services industry focused on several domains such as leading advisory teams for Finance & Treasury, Regulatory Compliance, Risk management, Credit decisioning, Digital Banking and mission critical core-banking applications.