AI agents are beginning to make purchases, initiate payments, and act on behalf of consumers. Credit may be next. As agentic commerce evolves, lenders face new questions around authority, consent, authentication, and liability. 

This session examines the controls, governance frameworks and trust infrastructure needed to support agentic lending, helping institutions prepare for a future where AI agents can act on behalf of borrowers.

• How lenders verify authority when an AI agent seeks credit. 
• Who is liable when an agentinitiatesa borrowing decision. 
• Why identity, consent, and intent become critical in agentic lending. 
• What infrastructure is needed to support agent-driven credit safely.