As stablecoins compete on speed and programmability, this session explores what's working, what's breaking, and what must change for real-time payments to deliver on their full potential.

• How real-time settlement reshapes liquidity, operations, and continuous fraud management. 
• Why irrevocability creates new fraud risks and operational challenges. 
• Why adoptionremainsuneven across banks, merchants, and payment ecosystems. 
• How stablecoins and real-time rails will shape the future of instant payments.