Kavitha is an Associate General Counsel for Regulatory Compliance at Cross River Bank. Kavitha brings her years of specialized experience focusing on consumer data privacy and regulatory compliance for financial institutions, including a background on managing federal and state regulatory exams to the Cross River legal team. In her time at Cross River, she successfully led the Bank’s expansion of its bank partnership programs nationally though managing supervisory matters related to fair lending compliance and the opening of its Delaware lending operation. 

Prior to joining Cross River, Kavitha served as the Chief Data Privacy Officer at Theorem, a private credit investor in consumer credit assets with nearly $2.5 billion AUM, where she advised on legal and regulatory compliance matters, including data privacy, model risk management and fair lending. Kavitha previously was the Chief Compliance Officer & Chief Privacy Officer at Jackson Hewitt Tax Service, where she established and led a compliance team focused on consumer protection law, financial product development, and data privacy compliance. Prior to her time at Jackson Hewitt, Kavitha was an Associate Attorney at Hudson Cook, LLP in Washington D.C. where she worked closely with the firm’s clients, including banks, credit unions, and other non-depository financial institutions. 

Kavitha also worked as a Regulatory Affairs Counsel at the National Association of Federal Credit Unions where she worked closely with regulators, including the CFPB, NCUA, Treasury, and the Federal Reserve. Kavitha attended the George Mason University School of Law as an evening student and worked as a Senior Associate in the Financial Services practice focused on Dodd-Frank implementation at the Glover Park Group. She graduated from Georgetown University, with a Bachelor of Arts in Government and English.