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Should every bank become a fintech platform?

As banks explore embedded finance, APIs, and white-labeled tools, a strategic question emerges: Are we a bank - or a platform? This session dives into the models, pros and cons, and decision points banks face as they explore new ways to monetize infrastructure and data.

Hear from executives who’ve chosen different paths, from enabling fintechs to building their own platforms, and learn what’s working, what’s hard, and what regulators think.

Takeaways:
• Compare models for API monetization and fintech partnerships.
• Understand the platformization risks and rewards.
• Learn what governance and product support looks like at scale.

 


Wednesday 01 April 8:50 AM - 9:30 AM Banking

Add to calendar 04/01/2026 08:50 04/01/2026 09:30 Should every bank become a fintech platform? As banks explore embedded finance, APIs, and white-labeled tools, a strategic question emerges: Are we a bank - or a platform? This session dives into the models, pros and cons, and decision points banks face as they explore new ways to monetize infrastructure and data.

Hear from executives who’ve chosen different paths, from enabling fintechs to building their own platforms, and learn what’s working, what’s hard, and what regulators think.

Takeaways:
• Compare models for API monetization and fintech partnerships.
• Understand the platformization risks and rewards.
• Learn what governance and product support looks like at scale.

 
Banking US/Pacific
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