Carmen Podgurschi
Wells Fargo Head of Global Payments
Carmen Podgurschi is a global payments and treasury strategy leader with deep expertise in cross-border money movement, ISO 20022 modernization, and the digitization of bank-to-bank settlement. She has led major initiatives across Fedwire, CHIPS, and SWIFT, driving structured data adoption, enrichment quality, and operational resiliency for high-value and international payment flows. Carmen specializes in bridging legacy infrastructures with next-generation solutions, including AI-driven compliance, digital identity, and emerging digital-asset settlement models.
Known for her ability to simplify complex message standards and orchestrate multi-team execution, she partners closely with engineering, operations, risk, and regulatory stakeholders to deliver scalable, compliant, and high-impact modernization programs. Carmen is passionate about elevating industry readiness for the G20 2030 cross-border targets, advancing interoperability, and reducing friction for SMB and enterprise clients.
A strong advocate for responsible innovation, Carmen focuses on pragmatic integration of agentic AI, data quality frameworks, fraud-mitigation tools, and cross-border KYC solutions. Her perspective blends hands-on technical knowledge with strategic foresight, making her a sought-after voice on the future of global payments infrastructure.
2026 Agenda Sessions
Have your cross-border payments passports expired?
In a world where crossing borders is harder than it’s been in a decade, moving money across them is no longer just a technical challenge - it’s a strategic one. From FX volatility to fragmented rails, cross-border payments demand orchestration, agility, and trust at scale.
This panel brings together leaders from platforms, banks, and PSPs who are building global infrastructure without boots on the ground. Hear how they’re navigating regulatory patchworks, local preferences, and liquidity constraints - while keeping speed and UX front and center.
Takeaways:
• How global platforms are stitching together local rails and payment cultures.
• Smart strategies for FX, settlement, and liquidity in a fragmented world.
• Where stablecoins, wallets, and new tech are reshaping the cross-border stack.
Monday 30 March 16:15 - 16:55 Payments
Cross-Border & Globalization
Crypto & Digital Assets
Security & Fraud
This panel brings together leaders from platforms, banks, and PSPs who are building global infrastructure without boots on the ground. Hear how they’re navigating regulatory patchworks, local preferences, and liquidity constraints - while keeping speed and UX front and center.
Takeaways:
• How global platforms are stitching together local rails and payment cultures.
• Smart strategies for FX, settlement, and liquidity in a fragmented world.
• Where stablecoins, wallets, and new tech are reshaping the cross-border stack. Payments US/Pacific
