Rob Finnegan
SVP of Risk & Analytics Affirm
Rob Finnegan is SVP of Risk & Analytics at Affirm, where he leads the Growth Analytics and Risk teams. He brings over two decades of experience in consumer lending, including 18 years at Capital One where he led decision sciences, small-business card, and collections and recoveries. Rob also co-founded Koalafi, a point-of-sale finance firm, and Verdata, an underwriting data firm. Rob has advised a variety of banks, investors, and fintechs in the U.S. and overseas, including Commonwealth Bank of Australia, General Atlantic, and Wells Fargo.
2026 Agenda Sessions
How do you lend in real time without losing control?
Lending is being embedded into every product and platform. But instant credit decisions introduce complexity around data, compliance, and customer experience.
This session looks at how leaders are underwriting in real time, without sacrificing risk controls or trust.
Takeaways:
• Learn how open banking, APIs, and alt data power real-time approvals.
• Hear from platforms embedding lending natively into workflows.
• Understand how to manage fraud, compliance, and credit risk dynamically.
Tuesday 31 March 08:50 - 09:30 Lending
AI & Agentic Systems
Compliance & Regulation
Infrastructure & APIs
This session looks at how leaders are underwriting in real time, without sacrificing risk controls or trust.
Takeaways:
• Learn how open banking, APIs, and alt data power real-time approvals.
• Hear from platforms embedding lending natively into workflows.
• Understand how to manage fraud, compliance, and credit risk dynamically. Lending US/Pacific
