2025 Agenda
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Explore the transformative power of innovation in payments and financial services at Innovate 360 by J.P. Morgan Payments. This mini-summit features cutting-edge insights, actionable strategies, and thought leadership from industry experts shaping the future of fintech. Through engaging speeches, dynamic panels, and interactive discussions, attendees will uncover the latest advancements in APIs, embedded finance, trust frameworks, and identity-driven payments. Join us to unlock new possibilities, tackle emerging challenges, and drive growth in the ever-evolving digital economy.
Sponsored by J.P. Morgan
As businesses adopt embedded finance to streamline customer experiences, this panel explores how integrated payment technologies are driving efficiency, customer satisfaction, and growth. Our industry leaders will share insights on embedding financial services into ecosystems, emphasizing the role of security and compliance in delivering frictionless, secure transactions. Learn how embedded finance can transform operations and elevate digital platforms to new heights.
Meet us at the transformative crossroads, where startups and small businesses evolve into industry giants. Discover how to seamlessly pitch to payment stakeholders and overcome the unique challenges faced by founders. Uncover strategies for scaling your business and maintaining relevance in a rapidly changing landscape. Gain invaluable insights from industry leaders, including J.P. Morgan Payments, on forging powerful partnerships and anticipating the future of fintech. Join us to unlock the potential of your business and thrive at every stage of growth.
Join us for an exciting session where we explore how J.P. Morgan Payments is revolutionizing its product delivery model by embracing the pivotal role of payment APIs in today's software development landscape. Discover the rising influence of developers in the financial services sector and the need to welcome the opportunities and challenges of crafting APIs within a global banking powerhouse. We'll also spotlight real-world success stories from Routable, showcasing how top FinTech innovators are harnessing APIs to launch groundbreaking products in just weeks. Don't miss this chance to gain insights and inspiration from industry leaders at the forefront of fintech innovation!
Join our experts from J.P. Morgan Payments and ValidiFI as they discuss essential strategies for protecting financial flows during the growth journey. Learn how to build trust frameworks, mitigate fraud, and secure your startup’s reputation as it matures into a successful business. Gain actionable insights into risk management that will keep your operations secure while maintaining investor confidence.
Banking and fintech solutions must evolve to meet the needs of diverse customer demographics, including Gen X, Gen Z, Millennials, and Baby Boomers. In this session, we will showcase fintech innovations that enable hyper-personalized banking experiences across all stages of the customer journey. Join this panel to learn how to enhance customer experience through personalization, gaining insights into customer preferences, changing banking trends, and understanding the importance of user-centric innovation to deliver tailored financial services for every demographic.
Consumer and business payment demands are driving rapid innovation in paytech, pushing banks and fintechs to develop cutting-edge payment technologies. In this session, we will cover the latest trends and innovations in paytech, including real-time payments, digital wallets, tap-to-pay, account-to-account transactions, cryptocurrency, and cross-border payments. Join this panel to find out how these advancements are shaping the future of payments, enhancing customer experience, and creating new opportunities for growth and efficiency.
Connected commerce is emerging as a transformative force for banks, offering new ways to generate revenue. In this session, we will explore how banks are leveraging connected commerce to create marketing channels for SMB and enterprise customers. By utilizing granular customer data, banks can surface hyper-tailored ads, generating revenue from attributable sales or traffic. This panel will demonstrate how connected commerce can serve as a future model, particularly as traditional revenue streams face pressure. Join this panel to learn strategies for integrating connected commerce into your business model and unlocking new revenue streams in a competitive financial landscape.
As traditional banks grapple with servicing SMBs amidst consolidation and stringent regulations, the gates have opened for fintechs to step in with innovative lending solutions. In this session, we will discuss the implementation challenges and success stories in small business lending, highlighting examples in embedded lending and new lending business models, exploring how fintechs leverage real-time data from payment systems to underwrite SMBs more accurately and efficiently than traditional methods. Join this panel to learn how fintechs are transforming the SMB lending landscape, the strategies they employ to overcome challenges, and how these innovations can benefit both SMBs and traditional banks.
AI, APIs, advanced data analytics, and customer-centric innovation are helping banks and fintechs transform rewards and loyalty programs. In this session, we will examine how these technologies revolutionize customer engagement for financial institutions. Join this panel to learn next-generation techniques for creating tailored, data-driven rewards and loyalty programs that cater to unique customer preferences, and explore how these initiatives can enhance customer experiences, satisfaction, and retention.
The digitization of B2B payments presents new opportunities for businesses to streamline operations, enhance processes, and drive growth. In this session, we will explore advancements in automation, blockchain, and AI-driven solutions, demonstrating how these innovations transform payment systems, improve efficiency, reduce costs, and foster expansion. Join this panel to gain tactics on how to capitalize on these opportunities to optimize workflows, enhance security, and gain a competitive edge.
Open Finance is the new driving force behind financial product innovation, presenting vast opportunities for expanding financial possibilities and experiences. In this session, we will explore the expansion of Open Banking ecosystems, the commercial opportunities that arise from Open Finance, and the role of data providers and API fintechs in driving this innovation. Join this panel to learn how to leverage Open Finance to unlock new financial products and services, enhance customer experiences, and capitalize on emerging commercial opportunities.
The investment scene in fintech for 2025 is becoming increasingly selective and strategic. VCs are focusing on fintechs that promise profitability, utilize AI, and address pressing issues like financial inclusion and security enhancements. In this session, top VCs will share insights on key trends influencing their investment choices. We will explore the growing interest in Gen AI-based fintechs, the impact of new consumer regulations, and the resurgence of cryptocurrencies and CBDCs, driven by increasing trust in blockchain technology. Additionally, VCs will advise fintechs on how to attract investment by demonstrating clear paths to profitability and focusing on solving real customer challenges. Join this panel to learn where fintech VCs are placing their bets, discover the qualities they seek in potential investments, and understand how to leverage these insights and tactics for success.
Bank-fintech partnerships offer significant benefits, but increased scrutiny in the BaaS space has created considerable obstacles, necessitating effective, compliant, and mutually beneficial collaborations. In this session, we will explore various approaches to partnering in the BaaS space, highlighting successful models and strategies for overcoming regulatory and operational challenges. Join this panel to learn best practices for collaboration, risk management, and leveraging each partner’s strengths to drive innovation and growth, enhancing service offerings and creating new opportunities in the BaaS ecosystem.
To thrive in today’s evolving financial landscape, fintech lenders must diversify and strengthen their funding platforms. With the private credit market projected to grow from $1.5 trillion to $4.5 trillion over the next five years, there are significant opportunities for innovation and expansion. In this session, Brooke Major-Reid, Chief Capital Officer at Affirm, will explore how fintech companies are strategically leveraging emerging asset classes like private credit to build resilient funding ecosystems. Discover best practices for expanding your funding capabilities, managing risks, and capitalizing on opportunities in this rapidly evolving sector. Join this case study interview with Brooke to gain actionable insights into creating a funding strategy that drives growth and stability for lenders.
Fintech and software are converging, transforming business operations and financial management. What was once separate is now integrated, redefining business models and customer expectations. In this session, Camilla Matias, COO of Brex, will explore how fintech is not just enhancing software but reshaping it—driving automation, optimizing workflows, and unlocking new growth opportunities. Join us to discover how Brex are leveraging this shift to gain a competitive edge and what the future holds for fintech-driven software innovation.
Bank-fintech partnerships demonstrating robust compliance programs can gain a significant competitive advantage in the BaaS market. In this session, we will showcase how they are leveraging advanced compliance tools and Regtech advancements to excel, highlighting effective risk and compliance strategies that not only meet regulatory requirements but also drive business success. Join this panel to learn practical approaches and strategies to using compliance as a competitive edge to win in the BaaS market.
The traditional lending and credit landscape faces significant challenges in meeting the needs of modern consumers, creating opportunities for API-driven fintech solutions to revolutionize the industry. In this session, we will explore opportunities in alternative data, the evolving regulatory landscape, and innovative credit score alternatives that are transforming consumer credit. Join this panel to learn about the benefits of cash flow underwriting and data democratization, and gain insights into how these advancements can enhance lending practices and improve access to credit.
Fintech Meetup’s Startup Pitch competition, in partnership with Commerce Ventures, is our search to find the next greatest, most innovative, and game-changing fintechs. In this session, the first group of six early-stage startups will showcase their innovative technologies addressing pivotal challenges in fintech. Each participant will have six minutes to deliver their pitch and answer the judges’ questions. The judges will then evaluate the pitches, and the winning startup will progress to the Startup Pitch Finale on the Main Stage.
Launching a fintech product is one thing—scaling it in a crowded market is another. With rising customer acquisition costs, increasing competition, and evolving regulations, fintechs must rethink distribution to sustain growth. Embedded finance, strategic partnerships, and platform integrations are now essential to reaching new customer segments and driving adoption. Renaud Laplanche, CEO of Upgrade, will share insights from scaling multi-billion-dollar products, highlighting how fintechs can expand reach while balancing innovation, regulatory constraints, and profitability. He’ll explore how distribution networks, embedded finance, and partnerships unlock new growth opportunities in industries beyond traditional financial services. This session will reveal strategies for aligning product innovation with distribution, acquiring customers in new contexts, and leveraging partnerships for expansion. Whether launching or scaling, you’ll gain actionable insights to drive adoption, retention, and long-term success.
The global advancement of Open Finance faces regulatory challenges and opportunities, requiring banks, fintechs, aggregators, and regulators to navigate a complex, evolving landscape. This session will bring together insights from global Open Banking and Finance stakeholders to discuss how Open Banking and the 1033 Regulation will impact the future of Open Finance. Join this panel to gain valuable insights from global market lessons, understand the implications of regulatory changes for the industry and your business, and explore strategies for the successful expansion of the US Open Finance ecosystem.
With increasing pressures on banks and financial institutions to innovate and build in-house, forming successful partnerships with these regulated entities is becoming more challenging. In this session, we will discuss strategies for building and maintaining strong, long-lasting relationships with fintechs, emphasizing the importance of continuous monitoring for partnership health. Join this panel to learn actionable strategies for preparing fintech-bank partnerships, with a specific focus on understanding what banks need and expect. These experts will share insights and best practices to help fintechs navigate the complexities of collaborating with banks and FIs, ensuring long-term collaboration and maximizing commercialization opportunities.
Banks and fintechs must employ stronger distribution strategues to meet, acquire and retain customers while adapting to shifting business and revenue models. In this session, we will discuss how a platform approach can create seamless financial experiences that enhance customer acquisition and retention. They will explore the benefits of embedding financial services into non-financial platforms to boost customer engagement and drive long-term loyalty. Join this panel to learn strategies for integrating embedded finance into your business model, enhancing customer engagement, and fostering lasting customer loyalty.
The Office of the CFO has evolved beyond compliance and reporting to become a strategic driver of growth and innovation. This panel explores the cutting-edge advancements shaping the modern CFO tech stack, including AI, SaaS, and emerging technologies like crypto. Discover how generative Generative AI is revolutionizing decision-making, streamlining operations, and opening new paths for sustainable growth. Gain insights into balancing complexity with functionality by adopting tools that simplify processes and deliver actionable insights. From AI-driven accounting automation to leveraging Open Finance APIs and crypto solutions, this session will equip finance leaders with the strategies and technologies to thrive in the ever-changing financial landscape.
Fintech Meetup’s Startup Pitch competition, in partnership with Commerce Ventures, is our search to find the next greatest, most innovative, and game-changing fintechs. This session will see the second group of 6 early-stage startups showcase their innovative technologies addressing pivotal challenges in fintech. Each participant will have 6 minutes to deliver their pitch and answer the judges’ questions. A final evaluation by the judges will see the winning Startup progress to the Startup Pitch Finale on the Main Stage.
AI-driven fintechs are reshaping the financial industry, solving complex challenges, and unlocking new opportunities. In this AI Spotlight session, leading AI-focused companies take center stage to showcase how their cutting-edge solutions are transforming banking, payments, and financial services. Each 20-minute spotlight features an AI innovator tackling real-world industry pain points—from automating workflows and enhancing customer experiences to optimizing risk management and fraud detection. The AI Spotlight offers a high-profile platform to demonstrate thought leadership and cutting-edge advancements in AI. Join us for a series of dynamic presentations that highlight the most pressing challenges in fintech today—and the AI-driven solutions shaping the future.
Sponsored by Intelygenz, a VASS Company
Sponsored by Paytech Women
In today’s era of digital payments, the industry has embraced new technologies across the payments value chain to deliver experiences that are flexible, seamless, and simplified. Yet, when it comes to account-to-account payments, otherwise known as bank transfers or pay by bank, the process has relied mainly on manual data entry of account and routing numbers, a process that’s time-consuming, error-prone and tedious. That’s where open banking comes in. Our panel will explore the experiences, features, and outcomes that U.S. consumers expect when connecting their financial data with third parties to make payments (aka open banking), while highlighting the benefits for businesses and merchants of advancing pay by bank. We will dig into how to optimize pay by bank to meet the demands of digital-savvy users and expand consumer choice while mitigating administrative burden and delivering modern payments experiences.
Sponsored by Visa
As the fintech industry matures, the focus is shifting from hypergrowth to strategic, profitable expansion. In this evolving landscape, mature fintechs with established stability, strong market positions, and long-term strategies are considering options to acquire, exit, or pursue an IPO. In this session, we’ll explore essential strategies for fintechs navigating these opportunities, including the value of building on a stable core business before expanding and the impact of programmatic M&A in forming mutually beneficial partnerships. We’ll examine how fintechs are adapting to today’s challenges through targeted growth, selective alliances, and focused M&A to unlock greater value. Join us to gain insights into the key trends driving the next chapter of fintech growth, the impact of resilience across various verticals and growth stages on expansion opportunities, and the diverse pathways available—from acquisitions and strategic exits to IPOs and SPACs—as fintechs scale in a shifting financial landscape.
AI-driven fintechs are reshaping the financial industry, solving complex challenges, and unlocking new opportunities. In this AI Spotlight session, leading AI-focused companies take center stage to showcase how their cutting-edge solutions are transforming banking, payments, and financial services. Each 20-minute spotlight features an AI innovator tackling real-world industry pain points—from automating workflows and enhancing customer experiences to optimizing risk management and fraud detection. The AI Spotlight offers a high-profile platform to demonstrate thought leadership and cutting-edge advancements in AI. Join us for a series of dynamic presentations that highlight the most pressing challenges in fintech today—and the AI-driven solutions shaping the future.
Sponsored by interface.ai
AI-driven fintechs are reshaping the financial industry, solving complex challenges, and unlocking new opportunities. In this AI Spotlight session, leading AI-focused companies take center stage to showcase how their cutting-edge solutions are transforming banking, payments, and financial services. Each 20-minute spotlight features an AI innovator tackling real-world industry pain points—from automating workflows and enhancing customer experiences to optimizing risk management and fraud detection. The AI Spotlight offers a high-profile platform to demonstrate thought leadership and cutting-edge advancements in AI. Join us for a series of dynamic presentations that highlight the most pressing challenges in fintech today—and the AI-driven solutions shaping the future.
Sponsored by HighPeak
The latest advancements in neobanks and digital banking present significant opportunities to enhance customer experience, satisfaction, and loyalty. In this Keynote session, Colin Walsh, Founder & CEO, Varo Bank will discuss specific examples of successful challenger banking strategies, showcasing how they have mastered digital banking experiences. Join this Keynote Interview to learn practical strategies for enhancing digital banking services and boosting customer acquisition and retention.
Discover how the private investment landscape is being revolutionized in this must-attend keynote, as a powerhouse panel of transformative investment platform leaders unveils the game-changing forces reshaping institutional and retail investing—unlocking bold strategies to thrive in the era of digital assets, decentralized finance, and innovative financial solutions.
Get a fast and focused look at the latest fintech innovations at Fintech Meetup Techtalks—a dynamic session featuring six 6-minute presentations from leading fintech companies. In this one-hour session, 6 companies will take the stage to deliver quick, impactful pitches on their technology, products, and solutions. It’s the perfect opportunity to explore cutting-edge advancements and connect with key industry players—all in a high-energy format.
Sponsored by FelderaI XOPAY Savvy Money Spidr Resistant AI
Fintech companies are navigating a rapidly evolving macroeconomic landscape. Interest rates are shifting, regulatory oversight is tightening, and venture investment remains subdued—but opportunities are still emerging. While late-stage capital is harder to secure, early-stage deals continue to move forward. At the same time, AI is proving to be a transformative force, driving efficiency in customer interactions, productivity, and finance-specific applications. For fintech leaders, the key challenge is clear: how to make smart spending decisions while maintaining growth and financial resilience.
This discussion will dive into the strategies fintech companies are using to manage burn, extend runway, and position themselves for long-term success. We’ll break down the latest shifts in VC funding, explore AI’s role in both broad and industry-specific applications, and examine the financial tools shaping the next phase of growth. Topics will include spend management, venture debt, embedded payments, and the evolving CFO tech stack.
Join top fintech operators, investors, and founders as we unpack where the market is headed, how companies are adapting to shifting investor priorities, and what role AI will play in defining the future of financial technology.
To thrive in today’s competitive banking landscape, smaller financial institutions must embrace digital transformation. In this session, we will outline the essential building blocks for a successful digital transformation strategy, focusing on effective partner recruitment, technology implementation, and continued innovation. Join this panel to learn how banks and credit unions transition from legacy systems to fintech solutions, managing existing technology considerations, evaluating new technologies and building new and improved digital business and consumer banking experiences.
In an increasingly competitive market, launching a successful card program requires more than just issuing plastic—it demands innovation, differentiation, and a deep understanding of customer needs. This panel brings together industry leaders who have successfully built and scaled modern card programs. They’ll share insights on what it takes to stand out, from product design and rewards structures to customer acquisition and loyalty strategies. Learn about the key considerations, potential pitfalls, and strategic decisions that can make or break a new card program. Whether you’re exploring your first launch or looking to enhance an existing offering, this discussion will provide valuable perspectives on building a program that drives engagement and long-term success.
Discover how AI is transforming banking and payments in this engaging panel discussion featuring industry leaders and innovators. From fraud detection and risk management to hyper-personalized financial services and real-time transaction optimization, explore how AI is driving efficiency, security, and customer engagement in the banking and payments ecosystem. Gain insights into real-world applications, overcoming implementation challenges, and the evolving regulatory landscape. Learn how financial institutions are leveraging AI to enhance decision-making, streamline operations, and unlock new revenue opportunities—all while ensuring compliance and ethical AI use.
The US payments landscape is poised for transformation, yet the adoption of Real-Time Payments (RTP) lags behind other global markets. In this session, we will evaluate the issues, successes, and ROI of implementing Real-Time Payments, offering insights from global successes to guide and inspire the US market. Join this Main Stage panel to learn actionable strategies for driving RTP adoption in the US, leveraging global insights to overcome challenges and enhance the efficiency and effectiveness of our payments industry.
The digitization of cross-border payments presents a critical opportunity for financial institutions to enhance efficiency and customer experience. In this session, we will discuss how they are leveraging innovation and interoperability to revolutionize cross-border payments, exploring opportunities in international payment solutions and identifying potential partnership opportunities. Join this Main Stage panel to gain insights into the future of cross-border payments, discover innovative strategies, and learn how to capitalize on emerging opportunities in this dynamic fintech category.
SMBs require integrated financial solutions that not only support their growth but foster loyalty and create lasting value. As fintech merges with traditional finance, new opportunities arise for financial institutions to enhance SMB experiences and build meaningful, long-term relationships. This panel will delve into how banking and fintech providers can elevate their offerings to deliver Value-as-a-Service for SMBs. We’ll explore innovative financial solutions that address the unique challenges of small businesses, from efficient financial management to enriched customer interactions. Our experts will discuss how emerging technologies, like API integrations and AI-driven personalization, are helping financial services evolve from transactional support to transformative partnerships. Join us to discover how you can redefine your financial products to drive loyalty and growth, optimize solutions for evolving SMB needs, and create compelling, value-driven customer journeys that ensure SMBs thrive in an increasingly competitive market.
As many infrastructure providers and vendors move upstream, targeting enterprise clients has become crucial for substantial revenue growth. With just a few enterprise clients, the revenue potential often outweighs the effort of serving multiple smaller customers struggling to scale. In this session, leaders will guide B2B fintechs through the critical steps of launching a GTM effort tailored for enterprise success. We will delve into the importance of identifying the best product-market fit, defining the ideal customer profile, and ensuring your fintech can meet the demands of enterprise clients. Join this panel to learn actionable strategies for building a robust GTM enterprise strategy, targeting high-value clients, and setting your fintech.
Explore how AI is revolutionizing the lending and credit industry in this dynamic panel discussion. This panel features industry experts and leaders from top financial institutions sharing real-world success stories of AI applications in lending. From credit risk assessment to personalized loan offerings, discover how organizations are leveraging AI to enhance decision-making, streamline operations, and deliver superior customer experiences. Learn about the challenges and strategies for implementing AI in lending, including regulatory considerations, data management, and maintaining ethical standards, while achieving tangible business results.
The venture market is presenting new challenges for entrepreneurs and investors, particularly in navigating down rounds and managing market valuation issues. In this session, we will discuss the impact of changing dynamics on startups and investment strategies, including identifying startups that build sustainable businesses, the evolution of the venture market, and the current state and future trends of the fintech ecosystem. Join this panel to gain insights and strategies to successfully navigate the shifting landscape of funding and valuation, and learn how to position your business or investments for long-term success.
As consumer expectations evolve, the banking industry is facing unprecedented changes. Digital innovation is not only transforming customer experiences but also reshaping how banks operate, creating opportunities and challenges for both established players and newer entrants in the space. Traditional banks are now competing to deliver faster, more personalized services while navigating the complexities of integrating new technologies. In this session, we will explore how consumer banking is adapting to meet rising expectations, and how digital tools are improving both consumer interactions and banker efficiency. Key topics will include the ability of traditional banks to outpace fintech challengers in the digital realm, and the role of technology in driving customer-centric strategies and operational efficiency within banks. Join us to gain insights into the future of consumer banking, as we discuss how institutions can leverage digital transformation to enhance customer experiences, stay competitive in a rapidly shifting market, and drive long-term success.
With the rise of AI and ML technologies, the fight against fraud has intensified, yet fraudsters are equally leveraging these technologies to their advantage. Financial institutions now face the dual challenge of leveraging these technologies to prevent fraud while also combating increasingly sophisticated AI-driven attacks. In this session, we will explore utilizing AI to enhance fraud prevention, improve efficiency, and gain a competitive edge. Discussions will cover implementing advanced fraud and ID solutions and addressing the surge in AI-powered fraudulent activities. Join this panel to navigate the complexities of AI-driven fraud prevention, optimize your banking security operations, and transform fraud prevention from a regulatory obligation into a revenue-driving strategy.
The consumer credit landscape is undergoing a dramatic transformation, driven by regulatory changes and the rise of innovative lending models like BNPL. Traditional credit card issuers face cost pressures and the need to rethink their value propositions in a potentially fee-free future. In this session, we will discuss strategies for monetizing credit card offerings amidst regulatory challenges, such as late fee reductions. The panel will also explore innovations in credit products, including high-end credit cards like Amex, and how issuers can respond to the competitive threat posed by BNPL. Join this Main Stage panel to gain insights into reimagining credit card products to meet evolving consumer needs, engaging younger consumers, and rethinking card economics for sustainable growth.
In an increasingly volatile funding and investing market, founders must balance rapid scale with long-term profitability to ensure sustainable business success. In this session, we will discuss overcoming obstacles, extending runway, and developing growth strategies that prioritize profitability. They will delve into scaling strategies, strategic acquisitions, and robust risk management. Join this panel to learn how to prioritize sustainable growth, manage risks effectively, and achieve long-term success while navigating market changes and operational challenges.
As fintechs and financial institutions compete to scale SMB lending, the ability to streamline digital loan origination, optimize underwriting, and integrate AI-driven automation is critical to accelerating growth. In this session, NEWITY will share how they used emerging technologies to move from pandemic-born PPP loans to the #1 in SBA loans in the country, handling over 10,000 loan applications per month. They will be joined by Praxent, the strategic fintech consulting experts behind the platform that fueled NEWITY’s rise. Through real-world insights, attendees will learn how NEWITY built a fully digital SMB loan application with an 85% conversion rate, increased underwriting efficiency by 67% through AI-powered decisioning, and reduced customer service tickets by 32% via an intuitive borrower portal. This session will explore how Praxent combined custom technology, thoughtful digital experiences, embedded integrations, and an agile approach so NEWITY could scale quickly while making the lending process seamless for borrowers. Join this session to learn practical strategies for improving digital lending workflows, strengthening underwriting, and positioning fintechs at the forefront of government-backed lending innovation.
Sponsored by Praxent
Fintechs are built on innovation, but today’s rapidly evolving regulatory environment—marked by heightened enforcement, record fines, and a new administration—poses unprecedented challenges. From payments and lending to issuing, adopting cutting-edge technologies now requires navigating a complex web of compliance and risk. How are leading Fintechs and their banking partners adapting to thrive in this new era? In this session, find out what industry experts are doing to grow, innovate, and succeed in a new era of banking regulation.
The lack of funding for female and diverse founders remains a significant issue in the fintech industry, hindering innovation and diversity. Addressing this gap is crucial for fostering an inclusive ecosystem that drives growth and equity. In this session, we will explore strategies to improve funding access for women and diverse founders in fintech. Discussions will cover actionable steps to enhance diversity, equity, and inclusion in fintech funding, including successful initiatives and best practices. Join this panel to gain insights into creating a more inclusive funding environment and learn how to support and accelerate the growth of diverse founders in the fintech space.
After two rounds of intense competition, the two winning startups will take the Main Stage for the Fintech Meetup 2025 Startup Pitch Finale. These standout startups, selected for their game-changing fintech innovations, will each deliver a refined three-minute pitch in front of the broader audience.
Following their presentations, the judges will share insights and commentary on why these startups stood out from the competition. This is a unique opportunity to hear firsthand what makes an early-stage fintech truly exceptional.
Join us to celebrate the future of fintech as these rising stars showcase their vision on one of the industry’s biggest stages!
Embedded finance is transforming how businesses offer financial products, enabling seamless payments, lending, and banking experiences within non-financial platforms. But executing large-scale embedded finance partnerships requires more than just technology—it demands alignment between fintech innovators and traditional financial institutions to drive adoption and long-term success. In this Keynote Interview, Tom Bianco, General Manager of Newline by Fifth Third Bank, and Nate Starrett, Global Head of Financial Services Partnerships at Stripe, will discuss how their groundbreaking collaboration is shaping the future of embedded finance. Moderated by Sanjib Kalita, Chairman of Fintech Meetup, the conversation will explore how fintechs and banks can partner to deliver integrated financial solutions and unlock new revenue opportunities across industries. Join this Keynote Interview for an inside look at the strategy behind Stripe and Newline’s embedded finance partnership, the key challenges they’ve tackled, and what their success means for the broader fintech ecosystem.
As fintechs and financial institutions navigate an increasingly competitive and fragmented market, leveraging emerging technologies is critical to unlocking new growth opportunities. In this Keynote Interview, Tala CEO & Founder Shivani Siroya will share how AI, machine learning, and blockchain are reshaping financial access for the global majority—the 4 billion people traditionally excluded from mainstream financial systems. Through real-world insights spanning four countries and three continents, Shivani will discuss how Tala is redefining creditworthiness using LLMs and proprietary data, enabling scalable, inclusive, and efficient financial solutions. Attendees will gain strategies for entering new markets, managing complex regulatory environments, and differentiating through embedded finance and alternative data models. Join this Keynote Interview to explore how fintechs can strategically distribute financial products, expand market reach, and drive sustainable global growth in an era where accessibility and scalability are key competitive advantages.
Stablecoins are reshaping money transfer by offering stability, speed, and cost-efficiency, addressing limitations of traditional payment systems. With applications from lowering remittance fees to simplifying cross-border transactions, stablecoins present unique advantages for both businesses and consumers. This session will examine how stablecoins are transforming cross-border payments and remittances, with real-world examples that highlight their impact. We’ll discuss challenges in adopting stablecoin solutions, best practices, and the role of regulators in maintaining security and compliance in this emerging financial landscape. Discover how stablecoins can unlock new revenue streams, streamline payment processes, and drive digital finance innovation.
The financial services industry is on the cusp of significant regulatory transformations that will impact everything from payments to liquidity management. With government changes affecting financial regulation, institutions must stay ahead of these developments to maintain compliance and stability. In this session, we will dissect the implications of various regulatory changes, focusing on payments, fee regulation, money transmission, and liquidity management. We will explore how financial services can prepare for the Basel III Endgame, adapt to evolving crypto regulations, and respond to new interpretations from the CFPB regarding BNPL loans and EWA products. Join this panel to gain a comprehensive understanding of the evolving regulatory landscape, learn how to navigate these changes effectively, and discover strategies to ensure your bank or fintech remains compliant and resilient in the face of new regulations.
With the rapid growth of real-time payments (RTP), FedNow, and peer-to-peer (P2P) transactions, fraudsters are finding new ways to exploit these systems, especially given the irreversibility and immediacy of such payments. Financial institutions are under increasing pressure to protect customers while maintaining a frictionless experience. This session will dive into advanced topics in payment fraud, including sophisticated social engineering tactics, coercion-based authorized push payment (APP) fraud, and the rising threat of wholesale and cross-border payment fraud. We’ll also discuss how real-time and account-to-account (A2A) transactions create specific vulnerabilities, and how AI-driven fraud detection and industry collaboration can mitigate these risks. Join us to explore advanced strategies for enhancing fraud detection, securing both domestic and cross-border transactions, and implementing effective industry collaboration to address emerging threats.
Effective onboarding is vital for banks to foster strong customer relationships and enhance satisfaction from the first interaction. Ensuring a secure and smooth onboarding process is paramount for driving customer loyalty and cross-selling opportunities. In this session, we will discuss strategies for implementing robust, secure, and user-friendly onboarding processes. Topics will include leveraging new tools like biometrics for identity verification, automating KYC updates for compliance, and educating customers on security and fraud prevention. Join this panel to learn actionable strategies for enhancing your bank’s onboarding process, ensuring security and compliance, and balancing regulatory requirements with an efficient customer experience.
The financial services industry is facing unprecedented challenges due to fluctuating interest rates, regulatory changes, geopolitical tensions, and negative global economic trends. In this session, we will discuss strategies and approaches for navigating these complex changes. They will explore how to adapt business models, manage risks, and capitalize on new opportunities in this dynamic environment. Join this panel to gain valuable insights into staying resilient and competitive amid macroeconomic and geopolitical uncertainties.
Traditional banks are at a crossroads, facing the urgent need to rebuild trust in the digital asset market. The transformative potential of tokenization offers a way forward, enabling banks to create new asset classes, enhance liquidity, and streamline complex transactions. In this session, we will dive into how traditional banks can harness tokenization to deliver unparalleled value. We will explore real-world examples of successful partnerships in the digital assets space, the intricacies of implementing tokenization projects, and the pivotal role of regulators in ensuring security and compliance. Join this panel to discover how to leverage tokenization to revolutionize your financial services, unlock new revenue streams, and position your institution at the forefront of digital transformation.
The complexity and frequency of cybersecurity threats are escalating, presenting significant risks to infrastructure and operations. Addressing these sophisticated threats requires robust strategies and cutting-edge technologies. In this session, we will discuss key concerns such as digital identity authentication, operational risk management, and best practices for ensuring robust cybersecurity measures. We will also explore the role of AI and machine learning in forecasting and mitigating risks. Join this panel to learn actionable strategies for defending against advanced cyber threats, enhancing your risk management practices, and leveraging AI technologies to protect your organization in a volatile economic environment.
Compliance is critical to the success and longevity of any fintech, but navigating the challenges of regulations and partnerships can be tricky. Missteps can lead to costly bank shutoffs or even threaten the survival of your business. In this session, we will explore the most pressing compliance issues for fintechs, including how to handle tough due diligence, the risks of ‘just-in-time’ compliance, and strategies for hiring the right compliance officer. We’ll also discuss the decision between pursuing a license or relying on bank partnerships and how to build a robust compliance framework to avoid regulatory pitfalls. Join this panel to gain actionable insights on fortifying your compliance defenses, maintaining strong bank relationships, and ensuring your fintech stays on the path to growth and success.
The challenges and opportunities presented by stablecoins, particularly in payments and cross-border transactions, highlight the urgency for clear regulatory frameworks. With prominent firms working to launch stablecoins, regulatory focus on these digital assets is expected to intensify in 2025. In this session, we will delve into the current state of crypto regulation, examining the ambiguity caused by the lack of standardized global frameworks and the emergence of new regulatory hubs. They will also explore the regulatory scrutiny on DeFi, enforcement actions by US regulators, and the impact of institutional efforts to introduce Bitcoin and Ethereum ETFs. Join this panel to understand the regulatory landscape’s impact on the crypto market, learn about the key regulatory challenges and opportunities ahead, and discover how financial institutions can drive regulatory progress and innovation in the crypto space.
