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Is it ‘game over’ for the credit score?

In the game of lending, credit scores have kept track of who is winning and who is losing for decades. Today, ‘alternative' data sources and methodologies from yesterday have become mainstream as lenders, regulators and consumers grapple with a changing economy. What’s working today and what will scale tomorrow on the new field of play?

Takeaways:
• Explore the emerging underwriting models beyond FICO.
• Learn how AI interprets cashflow and behavior in credit decisioning.
• Hear how inclusion-focused lenders are balancing risk and mission.


Wednesday 01 April 8:50 AM - 9:30 AM Lending

Add to calendar 04/01/2026 08:50 04/01/2026 09:30 Is it ‘game over’ for the credit score? In the game of lending, credit scores have kept track of who is winning and who is losing for decades. Today, ‘alternative' data sources and methodologies from yesterday have become mainstream as lenders, regulators and consumers grapple with a changing economy. What’s working today and what will scale tomorrow on the new field of play?

Takeaways:
• Explore the emerging underwriting models 
• Learn how AI interprets cashflow and behavior in credit decisioning.
• Hear how inclusion-focused lenders are balancing risk and mission.
Lending US/Pacific
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Speakers

Alex Johnson

Fintake Takes, Founder

Jason Rosen

Prism Data, CEO and Co-Founder

Molly Poppie

Experian, Chief Product and Analytics Officer

Shawn Budde

Ensemblex, General Partner