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Dave Birch

15Mb Ltd Principal

David G. W. Birch is an author, advisor and commentator on digital financial services. He is an international keynote speaker and recognised thought leader whose books on digital identity and digital money have been widely praised. 

David is Principal at his advisory practice 15Mb Ltd. and Global Ambassador for Consult Hyperion, the consulting arm of Fime. A Senior Research Fellow at King’s College Business School in London, he is Non-Executive Chairman of Digiseq Ltd and holds a number of other board-level advisory roles with companies in Europe and the USA including OneID, PaymentWorks, Au10tix and KYP – Know Your Partner. His most recent journal papers cover agentic finance, payment system resilience and non-human customers. 


2026 Agenda Sessions

Can AI fight fraud faster than fraud fights back?

Fraud is evolving faster than ever, with deepfakes, synthetic identities, and bot-led scams scaling up. Can AI defenses keep pace?

This session covers the real-world deployments of fraud prevention tools and what it takes to stay ahead in a generative threat landscape.

Takeaways:
• Learn what’s working and what's not working in AI-driven fraud detection.
• Discover how banks combat fraud by deploying innovative, proven technologies.
• Understand why deepfake and synthetic ID detection are urgent priorities.
• Hear how collaboration across fintechs, banks, and merchants is the new moat.

Tuesday 31 March 08:50 - 09:30 Payments

Add to calendar 03/31/2026 08:50 03/31/2026 09:30 Can AI fight fraud faster than fraud fights back? Fraud is evolving faster than ever, with deepfakes, synthetic identities, and bot-led scams scaling up. Can AI defenses keep pace?

This session covers the real-world deployments of fraud prevention tools and what it takes to stay ahead in a generative threat landscape.

Takeaways:
• Learn what’s working and what's not working in AI-driven fraud detection.
• Discover how banks combat fraud by deploying innovative, proven technologies.
• Understand why deepfake and synthetic ID detection are urgent priorities.
• Hear how collaboration across fintechs, banks, and merchants is the new moat.
Payments US/Pacific

Are stablecoins finally the infrastructure, not the asset?

For years, stablecoins were speculative. Today, they’re powering cross-border flows, merchant settlement, and treasury operations. But are they here to stay, and do they have regulatory buy-in?

We’ll explore the shift from trading instrument to infrastructure rail, and whether the ecosystem is finally ready to scale responsibly.

Takeaways:
• Learn how stablecoins are used in real-time B2B and cross-border payments.
• Understand the regulatory roadmap ahead in 2026.
• See case studies from platforms embedding stablecoins into core payment logic.

 

Tuesday 31 March 10:20 - 11:00 Payments

Add to calendar 03/31/2026 10:20 03/31/2026 11:00 Are stablecoins finally the infrastructure, not the asset? For years, stablecoins were speculative. Today, they’re powering cross-border flows, merchant settlement, and treasury operations. But are they here to stay, and do they have regulatory buy-in?

We’ll explore the shift from trading instrument to infrastructure rail, and whether the ecosystem is finally ready to scale responsibly.

Takeaways:
• Learn how stablecoins are used in real-time B2B and cross-border payments.
• Understand the regulatory roadmap ahead in 2026.
• See case studies from platforms embedding stablecoins into core payment logic.

 
Payments US/Pacific