Jonathan Awad

Co-Founder, CEO Baselayer

Jonathan Awad is the Co-Founder and CEO of Baselayer, the premier AI platform for business risk assessment. Over 2,200+ companies across Banking, Payments & Lending leverage Baselayer today.

Before founding Baselayer in 2023, he worked in M&A at J.P. Morgan, UBS, and Lazard. Jonathan is an active angel investor and startup advisor across fintech & AI.


Digital Asset Series Sessions

Who will swipe the card swipe?

The future of cards isn’t plastic, it’s programmable. Tokenized deposits, pay-by-bank, and biometric approvals are redefining the mechanics of consumer payments. But how do banks and issuers compete when cards are just infrastructure?
 

Wednesday 01 April 10:20 - 11:00 Payments

Add to calendar 04/01/2026 10:20 04/01/2026 11:00 Who will swipe the card swipe? The future of cards isn’t plastic, it’s programmable. Tokenized deposits, pay-by-bank, and biometric approvals are redefining the mechanics of consumer payments. But how do banks and issuers compete when cards are just infrastructure?
 
Payments US/Pacific

2026 Agenda Sessions

Who will swipe the card swipe?

The future of cards isn’t plastic, it’s programmable. Tokenized deposits, pay-by-bank, and biometric approvals are redefining the mechanics of consumer payments. But how do banks and issuers compete when cards are just infrastructure?

Join a forward-looking panel on what comes after the card, and how issuers can innovate their way into relevance.

Takeaways:
• Learn about the rise of account-to-account and pay-by-bank rails.
• Understand tokenization’s role in securing next-gen payments.
• Explore how banks and fintechs are competing with wallets and platforms.

 

Wednesday 01 April 10:20 - 11:00 Payments

Add to calendar 04/01/2026 10:20 04/01/2026 11:00 Who will swipe the card swipe? The future of cards isn’t plastic, it’s programmable. Tokenized deposits, pay-by-bank, and biometric approvals are redefining the mechanics of consumer payments. But how do banks and issuers compete when cards are just infrastructure?

Join a forward-looking panel on what comes after the card, and how issuers can innovate their way into relevance.

Takeaways:
• Learn about the rise of account-to-account and pay-by-bank rails.
• Understand tokenization’s role in securing next-gen payments.
• Explore how banks and fintechs are competing with wallets and platforms.

 
Payments US/Pacific