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Ken Kruszka

Something FINteresting Managing Director

Ken is a FinTech and Payments pioneer, who holds the distinction of being the first person to send $1 around the world by mobile transfer. In his career, Ken has launched: the first mobile remittances service in the US, the first global mobile bank account, the first neobank for immigrants in the US, and the first decoupled business payments smart switch. 
 
Ken currently leads Something FINteresting, a consultancy supporting FinTech companies as an advisor, board member, or Fractional Chief Product/Operating Officer. Prior to this, Ken led product and strategy at leading brands including Trustly (Head of Merchant Product) and Amazon (Head of Product, AWS Payments). Earlier in his career, Ken co-founded and exited 3 fintech companies: SnapCheck, which revolutioned business-to-business payments by eliminating paper checks;Boom Financial, the first neobank for immigrants communities spanning US and LatAm;m-Via, an industry-recognized leader in mobile financial services and mobile remittances. 
 
Ken is a Founding Member of the Faster Payments Council, as well as a member of the Federal Reserve’s Business Payments Coalition and the FedNow Community. Ken has been named a Top Innovator to Watch by Bank Innovation, a Top FinTech Innovator by Aspioneer, a Top 25 FinTech CEO by Technology Innovators, a Top CEO in Mobile Payments by Boardroom Media, and a Leading Corporate Digital Transformation Innovator by Databird. 


2026 Agenda Sessions

Who will swipe the card swipe?

The future of cards isn’t plastic, it’s programmable. Tokenized deposits, pay-by-bank, and biometric approvals are redefining the mechanics of consumer payments. But how do banks and issuers compete when cards are just infrastructure?

Join a forward-looking panel on what comes after the card, and how issuers can innovate their way into relevance.

Takeaways:
• Learn about the rise of account-to-account and pay-by-bank rails.
• Understand tokenization’s role in securing next-gen payments.
• Explore how banks and fintechs are competing with wallets and platforms.

 

Wednesday 01 April 10:20 - 11:00 Payments

Add to calendar 04/01/2026 10:20 04/01/2026 11:00 Who will swipe the card swipe? The future of cards isn’t plastic, it’s programmable. Tokenized deposits, pay-by-bank, and biometric approvals are redefining the mechanics of consumer payments. But how do banks and issuers compete when cards are just infrastructure?

Join a forward-looking panel on what comes after the card, and how issuers can innovate their way into relevance.

Takeaways:
• Learn about the rise of account-to-account and pay-by-bank rails.
• Understand tokenization’s role in securing next-gen payments.
• Explore how banks and fintechs are competing with wallets and platforms.

 
Payments US/Pacific