Kin Kee
Co-Founder and CTO Highnote
Kin Kee is the Chief Technology Officer and Co-Founder of Highnote, where he leads the development of Highnote’s unified financial infrastructure. With decades of experience in the fintech and payments space, Kin has architected scalable systems that power modern issuing, acquiring, and credit solutions, all built on Highnote’s core innovation: a fully integrated, real-time ledger.Prior to co-founding Highnote, Kin was Head of Architecture at Braintree and Vice President of Technology at LendingClub. He is also a co-author of multiple patents related to payments infrastructure and system optimization.Originally from Penang, Malaysia, Kin resides with his family in San Francisco.
2026 Agenda Sessions
Who will swipe the card swipe?
The future of cards isn’t plastic, it’s programmable. Tokenized deposits, pay-by-bank, and biometric approvals are redefining the mechanics of consumer payments. But how do banks and issuers compete when cards are just infrastructure?
Join a forward-looking panel on what comes after the card, and how issuers can innovate their way into relevance.
Takeaways:
• Learn about the rise of account-to-account and pay-by-bank rails.
• Understand tokenization’s role in securing next-gen payments.
• Explore how banks and fintechs are competing with wallets and platforms.
Wednesday 01 April 10:20 - 11:00 Payments
Crypto & Digital Assets
Security & Fraud
UX & Customer Experience
Join a forward-looking panel on what comes after the card, and how issuers can innovate their way into relevance.
Takeaways:
• Learn about the rise of account-to-account and pay-by-bank rails.
• Understand tokenization’s role in securing next-gen payments.
• Explore how banks and fintechs are competing with wallets and platforms.
Payments US/Pacific
