Louis Caditz-Peck
Executive Director Responsible Business Lending Coalition
Louis Caditz-Peck serves as the Executive Director of the Responsible Business Lending Coalition (RBLC), an industry/nonprofit voice on small business financial protection and innovation. The RBLC and its members represent over one thousand small business groups, for-profit lenders, nonprofit small business and community advocates. Across many differences, these groups have come together to set industry standards for small business financing to improve small businesses' access to responsible capital.
Louis previously proposed and worked to launch the small business lending program at the fintech bank LendingClub, and was a small business lender at the CDFI Self-Help Credit Union. Louis also co-founded American Fintech Council and Marketplace Lending Association trade associations. He has served as a Senior Advisor to the Aspen Institute’s Business Ownership Initiative and to the National Community Reinvestment Coalition, and as an appointed member of the CFPB's Consumer Advisory Board.
2026 Agenda Sessions
Is SMB lending the biggest missed opportunity in fintech?
SMBs make up the majority of businesses globally, yet still struggle to access credit that fits their needs. Traditional lenders cite high servicing costs and lack of data, while many fintechs focus elsewhere. The result? A massive market gap with underserved demand and clunky user journeys.
That’s changing fast. Fintechs and vertical platforms are now embedding credit directly into the tools SMBs already use, like POS, payroll, and invoicing systems. This session explores how contextual underwriting, real-time cash flow models, and flexible repayment terms are helping SMBs access smarter, faster credit, without leaving their workflows.
Takeaways:
• Understand why SMB lending has been historically overlooked—and why it matters now.
• Learn how fintechs and platforms are embedding credit into real business tools.
• Explore how modern data models are reshaping underwriting and risk.
Monday 30 March 16:15 - 16:55 Lending
Alternative Capital & Investment
Data & Personalization
Embedded Finance
That’s changing fast. Fintechs and vertical platforms are now embedding credit directly into the tools SMBs already use, like POS, payroll, and invoicing systems. This session explores how contextual underwriting, real-time cash flow models, and flexible repayment terms are helping SMBs access smarter, faster credit, without leaving their workflows.
Takeaways:
• Understand why SMB lending has been historically overlooked—and why it matters now.
• Learn how fintechs and platforms are embedding credit into real business tools.
• Explore how modern data models are reshaping underwriting and risk. Lending US/Pacific
