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Panel: Using API-Driven Fintech to Revolutionize Lending and Credit​

The traditional lending and credit landscape faces significant challenges in meeting the needs of modern consumers, creating opportunities for API-driven fintech solutions to revolutionize the industry. In this session, we will explore opportunities in alternative data, the evolving regulatory landscape, and innovative credit score alternatives that are transforming consumer credit. Join this panel to learn about the benefits of cash flow underwriting and data democratization, and gain insights into how these advancements can enhance lending practices and improve access to credit.


Tuesday 11 March 9:15 AM - 9:55 AM Titian 2201A - 2301B

Add to calendar 03/11/2025 09:15 03/11/2025 09:55 Panel: Using API-Driven Fintech to Revolutionize Lending and Credit​

The traditional lending and credit landscape faces significant challenges in meeting the needs of modern consumers, creating opportunities for API-driven fintech solutions to revolutionize the industry. In this session, we will explore opportunities in alternative data, the evolving regulatory landscape, and innovative credit score alternatives that are transforming consumer credit. Join this panel to learn about the benefits of cash flow underwriting and data democratization, and gain insights into how these advancements can enhance lending practices and improve access to credit.

Titian 2201A - 2301B US/Pacific
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Speakers

Jessica Zhang

Co-Founder & CEO, Pier

Kathleen Peters

Chief Innovation Officer, Experian

Kim Gerhardt

Owner & Principal Advisor, The FinTech Interactive

Kurt Lin

Co-Founder & CEO, Pinwheel

Misha Esipov

Co-Founder & CEO, Nova Credit

Sumeet Bhalla

SVP, Consumer Chief Lending Officer, PenFed Credit Union