Can data aggregators power the next wave of smarter credit?

APIs from Plaid, MX, and others enable real-time cashflow insights and personalized underwriting. But how are lenders actually using these tools to improve decisioning, and what are the pitfalls?

We’ll dive into how top lenders are using financial data access to fuel better, faster, and fairer credit decisions.

Takeaways:
• Explore use cases for financial APIs in modern underwriting.
• Learn how data normalization and enrichment improve models.
• Understand the data privacy and regulatory implications of open access.

Wednesday 01 April 9:35 AM - 10:15 AM Lending

Add to calendar 04/01/2026 09:35 04/01/2026 10:15 Can data aggregators power the next wave of smarter credit? APIs from Plaid, MX, and others enable real-time cashflow insights and personalized underwriting. But how are lenders actually using these tools to improve decisioning, and what are the pitfalls?

We’ll dive into how top lenders are using financial data access to fuel better, faster, and fairer credit decisions.

Takeaways:
• Explore use cases for financial APIs in modern underwriting.
• Learn how data normalization and enrichment improve models.
• Understand the data privacy and regulatory implications of open access. Lending US/Pacific