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Florian Wahl

Head of Product Strategy Akoya

Engineer by trade and fintech geek by passion, Florian leads Product Strategy at Akoya, investigating the opportunities that open finance can bring to a wide array of use cases. He is an active voice in the industry, speaking and writing about fintech, data sharing, payments, tokenization, and product management. Before joining Akoya, Florian held various roles as a consultant in financial services, focusing on digital transformation and open finance.


2026 Agenda Sessions

Can data aggregators power the next wave of smarter credit?

APIs from Plaid, MX, and others enable real-time cashflow insights and personalized underwriting. But how are lenders actually using these tools to improve decisioning, and what are the pitfalls?

We’ll dive into how top lenders are using financial data access to fuel better, faster, and fairer credit decisions.

Takeaways:
• Explore use cases for financial APIs in modern underwriting.
• Learn how data normalization and enrichment improve models.
• Understand the data privacy and regulatory implications of open access.

Wednesday 01 April 09:35 - 10:15 Lending

Add to calendar 04/01/2026 09:35 04/01/2026 10:15 Can data aggregators power the next wave of smarter credit? APIs from Plaid, MX, and others enable real-time cashflow insights and personalized underwriting. But how are lenders actually using these tools to improve decisioning, and what are the pitfalls?

We’ll dive into how top lenders are using financial data access to fuel better, faster, and fairer credit decisions.

Takeaways:
• Explore use cases for financial APIs in modern underwriting.
• Learn how data normalization and enrichment improve models.
• Understand the data privacy and regulatory implications of open access.
Lending US/Pacific