Richa Awasthi
US Bank SVP, Digital & AI, Zelle Payments
Richa Awasthi is a seasoned business executive with more than two decades of leadership experience in banking, payments, and digital innovation. She currently serves as Senior Vice President at U.S. Bank, overseeing digital money movement through Zelle. Her career includes senior roles at Wells Fargo, Visa, and Charles Schwab, where she successfully launched and scaled innovative financial products that drove revenue growth while enhancing the customer experience.
In addition to her business career, Richa made history as the first female Indian American Mayor in San Mateo County, serving as both Mayor and Councilmember of Foster City, California. She continues her public service as a board member of HIP Housing, advancing solutions to the affordable housing crisis in San Mateo County.
Richa holds an MBA in Marketing and Finance, a Bachelor of Science, and executive education in high-impact leadership from UC Berkeley’s Haas School of Business.
2026 Agenda Sessions
Which real-time rail will win?
FedNow. RTP. Each claims to be the future of faster payments. But what are banks, platforms, and merchants actually using, and why?
This session reveals what real-time payments look like in practice, where adoption is lagging, and which rails are proving reliable, scalable, and profitable.
Takeaways:
• Compare real-world use cases for RTP, FedNow, and stablecoins.
• Learn which rail types align with various use cases: B2B, P2P, C2B.
• Hear from banks and fintechs on how they’re investing and experimenting
Monday 30 March 15:30 - 16:10 Payments
Cross-Border & Globalization
Crypto & Digital Assets
Infrastructure & APIs
This session reveals what real-time payments look like in practice, where adoption is lagging, and which rails are proving reliable, scalable, and profitable.
Takeaways:
• Compare real-world use cases for RTP, FedNow, and stablecoins.
• Learn which rail types align with various use cases: B2B, P2P, C2B.
• Hear from banks and fintechs on how they’re investing and experimenting Payments US/Pacific
