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Which real-time rail will win?

FedNow. RTP. Each claims to be the future of faster payments. But what are banks, platforms, and merchants actually using, and why?

This session reveals what real-time payments look like in practice, where adoption is lagging, and which rails are proving reliable, scalable, and profitable.

Takeaways:
• Compare real-world use cases for RTP, FedNow, and stablecoins.
• Learn which rail types align with various use cases: B2B, P2P, C2B.
• Hear from banks and fintechs on how they’re investing and experimenting.


Monday 30 March 3:30 PM - 4:10 PM Payments

Add to calendar 03/30/2026 15:30 03/30/2026 16:10 Which real-time rail will win? FedNow. RTP. Each claims to be the future of faster payments. But what are banks, platforms, and merchants actually using, and why?

This session reveals what real-time payments look like in practice, where adoption is lagging, and which rails are proving reliable, scalable, and profitable.

Takeaways:
• Compare real-world use cases for RTP, FedNow, and stablecoins.
• Learn which rail types align with various use cases: B2B, P2P, C2B.
• Hear from banks and fintechs on how they’re investing and experimenting
Payments US/Pacific
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Speakers

Elena Casal

The Clearing House, Chief Client Officer

Erik VanBramer

Federal Reserve, Senior Vice President of Customer Relations

Matt Marcus

Modern Treasury, Co-Founder & CEO

Richa Awasthi

US Bank, SVP, Digital & AI, Zelle Payments

Tony Hayes

Banking & Payments Group, Founder