Tony Hayes
Banking & Payments Group Founder
Tony Hayes is the Founding Partner of Banking & Payments Group. The firm provides best-in-class actionable advice to senior executives in the banking and payment industries, bringing unmatched expertise and dedication to its clients.
Before forming Banking & Payments Group in 2023, Tony was a Senior Partner and Global Lead for Payments at Oliver Wyman. Tony and the practice served a wide range of clients across the full payments ecosystem and in every major region. Additionally, he was the co-head of the Retail & Business Banking practice in the Americas. Prior to joining Oliver Wyman in 2007, Tony was a Managing Director with Dove Consulting where he led the firm’s Financial Services practice.
Tony is a recognized expert on consumer and small business payments. He has led in-depth work in every payment system, and with clients spanning issuers, ATM deployers, networks, merchant acquirers, mobile network operators, central banks and private equity investors.
Beyond his client work, Tony has led several industry studies, including an annual payment benchmarking study. Additionally, Tony has served as an expert witness in various high-stakes lawsuits.
Tony graduated with First Class Honors from Oxford University and was in the economics PhD program at Harvard University
2026 Agenda Sessions
Which real-time rail will win?
FedNow. RTP. Each claims to be the future of faster payments. But what are banks, platforms, and merchants actually using, and why?
This session reveals what real-time payments look like in practice, where adoption is lagging, and which rails are proving reliable, scalable, and profitable.
Takeaways:
• Compare real-world use cases for RTP, FedNow, and stablecoins.
• Learn which rail types align with various use cases: B2B, P2P, C2B.
• Hear from banks and fintechs on how they’re investing and experimenting
Monday 30 March 15:30 - 16:10 Payments
Cross-Border & Globalization
Crypto & Digital Assets
Infrastructure & APIs
This session reveals what real-time payments look like in practice, where adoption is lagging, and which rails are proving reliable, scalable, and profitable.
Takeaways:
• Compare real-world use cases for RTP, FedNow, and stablecoins.
• Learn which rail types align with various use cases: B2B, P2P, C2B.
• Hear from banks and fintechs on how they’re investing and experimenting Payments US/Pacific
