Sean Scott
SVP, Alliances & Partner Capabilities U.S. Bank
Sean Scott is a digital banking executive focused on building revenue-generating platform capabilities inside regulated financial institutions. He currently leads work on subscription-based financial services designed to diversify revenue beyond traditional fee models, spanning consumer, small business, and credit card businesses.
Sean’s experience includes launching partner-led banking platforms, leading large-scale digital integrations, and shaping operating models that balance speed, trust, and regulatory rigor. His work sits at the intersection of embedded finance, digital commercialization, and trust—where banks must decide what to build, what to partner for, and how to scale sustainably.
At Fintech Meetup, Sean brings a pragmatic perspective on what it actually means for banks to “become platforms,” drawing on firsthand experience navigating distribution, governance, and execution in complex environments.
2026 Agenda Sessions
Should every bank become a fintech platform?
As banks explore embedded finance, APIs, and white-labeled tools, a strategic question emerges: Are we a bank - or a platform? This session dives into the models, pros and cons, and decision points banks face as they explore new ways to monetize infrastructure and data.
Hear from executives who’ve chosen different paths, from enabling fintechs to building their own platforms, and learn what’s working, what’s hard, and what regulators think.
Takeaways:
• Compare models for API monetization and fintech partnerships.
• Understand the platformization risks and rewards.
• Learn what governance and product support looks like at scale.
Wednesday 01 April 08:50 - 09:30 Banking
Embedded Finance
Infrastructure & APIs
Partnerships & Ecosystem Play
Hear from executives who’ve chosen different paths, from enabling fintechs to building their own platforms, and learn what’s working, what’s hard, and what regulators think.
Takeaways:
• Compare models for API monetization and fintech partnerships.
• Understand the platformization risks and rewards.
• Learn what governance and product support looks like at scale.
Banking US/Pacific
